I know it is hard to think about, but could your family survive financially if you were disabled? If you are paying into Social Security, you can receive social security disability, but will this be enough? If you are working full time, make sure that you check out the disability policy that your employer offers. You may need to supplement this policy. If you work for yourself, make sure that you look into a disability insurance policy for yourself. Remember, it is not only the income that may be lost, but you may also need additional help around the house and with your children.
It is always wise to think about these situations before they occur and put a plan in place if they happen.
13 March 2009, 10:20 am
That was good of you to arise this topic, i’ve been thinking about that some time ago, and i pray such a thing would not have happened with me and my family. I wish to all commenters wonderful and safe weekend!