Do you own business insurance for your home business? If not, you might want to look into insuring your business items. You should be covering your inventory in case of a fire or water damage. Plus, you should consider covering any equipment that you own.
When my husband owned his own business, he did consulting work for companies that involved working on their business computers. He needed to also have liability insurance to protect him against claims from the companies. If you do any kind of service work, or consulting, consider investing in liability insurance as well.